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a party that charges rediculously high interest rates in return for financing short-term, high-risk loans. historically a member of organized crime, these days it's likely a "pay day loan" business.
i needed a quick $300 so i took out a pay day loan. those loan sharks charged me 782% interest
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When a person is doing something bad or is bad in general they are a schmutt. When a person is already a schmutt and does something bad they are the schmuttiest of the schmutts
ex: You are such a schmutt
ex: You schmuttiest of the schmutts.
#schmutt #schmuttiest