Verb. When a woman lets you cum inside of her without wearing a condom.
1: "Wow, you and that guy were going at it for a while!"
2: "Yeah, the sex is so good with him, I'd Risk a Zygote."
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A Surprise Gary is a move performed during sex when a guy pulls out to try and cum on a girl, but awkwardly fires in a wayward direction while making a creepy face. This typically happens too early, and leaves the girl unsatisfied and disinterested in a second encounter.
"Man, I feel like such a Creeper because I gave Jill a Surprise Gary last week. I keep texting her, but she won't text me back."
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