Techfin

Unlike a Fintech, who is dedicated to enabling financial or payment technology, a Techfin is first and foremost a technology company, who happens to consider payment to be one part of their holistic customer experience.

Techfin's are often large organisations that are designing complete consumer ecosystems and require integrated payment capability.

A Techfin could also be a small niche provider of services such as billing with integrated payments. These kinds of providers are emerging as part of the growing Open Banking space in a number of markets.

If the banking sector is unable to implement a cohesive and effective strategy to enable high-value digital consumer payment experiences, then the Techfins will implement it for them.

Talkin' that dribble

When someone is waffling on about some mess, when they should should just be about some real talk. may go upside the head to straighten things out.

We are supportive of what you guys are doing, and the innovative approach you are taking - we should table this for further discussion offline at some stage.

Yo! Stop talkin' that dribble... we need some real-talk here.

Are you a shit talker or a shot caller? In or out?

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ICYW

In case you're wondering

This would proceed or follow any informative statement;

- ICYW; I don't have herpes...

- I don't have herpes - ICYW...

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Nevigator

A person who is terrible with any kind of directions, even with google maps in hand they find a way to get lost, showing up late to everything.

Never + Navigator = Nevigator

'Hey everyone, sorry I'm late... Got lost somehow.'

'WTF dude, you're such a Nevigator.'

Burn It Down

Verb. To go out with the specific intention of achieving a level of inebriation so intense, that when you finally wake up from your binge-indused dirtnap blackout, you can only assume that you have burned your life to the ground.

Present tense;
- Hey, what are you boys up to tonight?

- Dude, we're gonna burn it down big time. Probably not coming back from one, just gonna push the boat out and let it sail

Past tense;
- Hey, what the hell happened to you last night?
- Dude, we burned it down so hard last night, I'm fairly certain my body is now 90% alcohol, probably been fired from my job and the bank will have foreclosed on what's left of my house...

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Knitflix

Knitting while watching Netflix. Only for the most extreme geriatrics on the block

If the retirement home is lit after a steamy night of bingo, this can result in Knitflix and Chill...

Trevor: Hey Betz, what's yo fine ole ass up to tonite, girl?

Bettie: Oh hey T-Bone, I'm just on some Knitflix with my new series

Trevor: You tryina add some chill?

Bettie: You know it!

Spraydius

When you end up too damn close to someone who spits when they speak...

Victim: Fuck you dude, say it don't spray it!!
Offender: get the hell outta my Spraydius Then Dickhead!