A person who looks hawt from afar, but is the total opposite up close.
Cheryl: Ugh, I don't know why Jake is going out with Samantha. She is such a Monet.
When a moment is as spectacular as when one encounter (or stumbles upon) a mystical fruit this phrase is used. It must always be spoken in a singsongy voice.
Aubriella: I just found twenty dollars in my pocket! Magic bananas!
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