lycra wanker

Those wankers on bikes who think they are Chris Hoy, but are in fact middle age accountants and are shit bike riders

Jon - look at that wanker on that bike
Robin - yes, what a lycra wanker....

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BHOSIAC

abb. for 'Because He Or She Is A Cunt' - used daily within our office to describe the ineptitude and uselessness of other people, not only at our place of work, but also in life generally

Mark - Dave has broken something but won't admit it.
Ash - that's BHOSIAC