Good Credit

A description of a man who has a large penis or performs well during sex.
Usually utilized when a woman is inquiring about said man from a friend of his, regardless of gender.
Note: "Good Credit" requires a facial expression and slight change of tone both suggesting the speaker is not simply talking about the target's credit score.

Who's your friend? He's cute.

Oh that's Jacob, he's a little shy at first but if you start talking to him, you'll have a good time with him. Oh yeah, and he has /good credit/.