Bear Stearns Effect

When individual assets are worth more than the total valuation.

When a group of girls as a whole seem unattractive but when viewed individually, aren't bad.

Opposite of the Cheerleader Effect.

Check out those girls again. We wrote them off before, but I think it's actually the Bear Stearns Effect.

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Pull a Duffy

When someone was present for an awesome event but missed seeing it, who later, after hearing the story, retells the story to others as if they actually saw said event.

I decided to Pull a Duffy when I missed seeing the lesbians making out at IHOP at the table behind me.