hard money

Any money in coin form, not paper. Most commonly refered to as “hard money” when people see loose change on the street. This occurrence prompts the people who saw the coins to drop what they’re doing, put their hands up, and say “hard monayy!” The origin of this action is unknown, but said to be good luck.

Person 1: Oh, so you work at a bank counting coins?
Person 2: Yeah, I handle a lot of hard money on a daily basis.