cruxy

Adjective
A certain challenging point in a situation that will determine your future path with many pros and cons on either side.

1. Friend One: "I have to decide whether I am going to tell my boyfriend about my insecurities, but I think it will instigate some of his triggers."
Friend Two: "Sounds cruxy, good luck."

2. "I think if I figure out this last glitch in the database, our cruxy situation will begin to resolve, and we can get paid for this job."