Neck Beard

Someone who does absolutely nothing with their life, has no job, no future, and always tries to find a way out of having to get a job. Because only men can have a full neck beard (there are of course exceptions) they are usually the ones referred to as a neck beard.

Man my friend is such a neck beard that he took out yet another loan to pay for his tattoos as well as another speeding ticket he got last week

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