cougar factor

A measurement of the potential an older woman has for cougar-like behavior. This can increase with age as a woman reaches cougar status.

"Thanks for coming to this bar with me tonight, this really decreases my cougar factor." Older woman to younger woman.

phantom money

When you have money in your bank account, but it can't be used because you are waiting for a bill to post from an automated payment. This usually causes frustration because you want to go on a shopping spree with that money.

I have $1000 in my checking account but I can't use it because my car insurance is due and its $850. Stupid phantom money!

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