Rug pull

When life suddenly pulls the rug metaphorically from your feet and your life suddenly changes with some sort of major loss that is unexpected or unfathomable

I tried to unlock my front door but my ex-wife rug pulled me and changed the locks.

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financial hardship

When you do not have enough money to pay your monthly living expenses

My partner passed away and now I can't afford to pay all the bills, so now I'm in financial hardship.

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