Originally growing out of the saying "if I had nickel for every time...", this phrase is used when someone says something retarded, overly sexual, or just fucked up.
Joe: "Billy, if I had 10 cents for every time you said something retarded, Bill Gates would be my sex whore."
10 minutes later, Billy: "I wanna have sex with a giraffe."
Joe: "10 cents, Billy."
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