Someone who sleeps drunk on a college classroom floor because they have no direction in life, goals, or any real friends. Typically uses weed and alcohol as a way to escape from their problems and doesn't like to admit when they're wrong. Most of the time loser's create their own problems and blame it on everyone else.
" I had this friend who had it going for them but now they're just a LOSER who threw their life away"
A loser and dummy is somebody that is named Ruby.
Hey you look stunning today , but your still a loser Ruby.
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“what a loser thing to do, grieving a dead man for 13 years”