memo money bitch

Someone who memorizes someone else's debit card code to use it irl or online without having the physical card.
It can also be someone who secretly writes down the code on a note and keeps it.

- "How the f*ck did you buy all this?!!"
- "I stole my bf's debit card, wrote down his code and pulled it back in his wallet." *winks*
- "OMFG you are such a memo money bitch!"

memo-ry

a catalog or collection of memos contributes to background information weeks, months, and years into the future

"It looks like Sharon found a memo-ry lapse in our documented process. Bill, write a memo to fill in the memo-ry gap."

Memo-Shaming

The act of shaming or assuming malicious intent of an individual who uses outdated terminology who may have just not got the memo yet

Person A "As a Latino I am proud of my heritage"
Person B " It is Latinx you fucking biggot"

Person C "Hey stop Memo-Shaming them"