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The act of leaving something at someone's else residence in order to have an excuse to come back over.
She left her toothbrush at my house last night as comeback insurance.
General Definition: Engagement into a relationship or to wed with any combinations of the characteristics listed below:
1. One or both of the couple are already in a relationship, however on the chance that the two become single at the same time, the two will proceed with the agreement.
2. The two memebers are decently compatible (good friends), but they are not strictly attracted to the other.
3. One or both of the couple share the fear of not finding someone to enter into a normal engagement, perhaps later on in their life.
4. For some reason, one or both of the couple chooses not to engage into a relationship or to wed at this time, perhaps due to school, job, recent break-up, etc.
5. One or both of the couple want the psychological comfort that no matter what, the other will be there at the end if both are single at the end.
Insurance engagements generally are lighthearted verbal agreements that can mean a huge deal or nothing at all. If this agreement has a delay (as agreed upon by both), it's generally very long, such as a couple months to a couple years. These agreements are either rarely honored or their delays rarely expire for it to actually be honored (one or both of the couple may've already gotten married to other people).
Specific Definition: Engagement to wed done at a young age (college, high school or younger) agreed by two friends that has a delay of at least a couple years (when both are at least 27 years old).
-Did you hear? James and Sarah got engaged last week!
-What? They werent dating each other and Sarah doesnt really like James like that.
-Oh, it's kinda just a joke, they're going to get married when they're both 26 if they're both single at the time.
-Ah, okay, an insurance engagement.
As in hellfire. When a wealthy individual, having rapaciously climbed the ladders of success to get to the top, feels pangs of guilt for the unethical deeds done along the way to get there. Fearing a legacy of scorn, or, if a believer, an eternity of damnation, he or she takes out "fire insurance" in the form of donations to charity and / or public displays of contrition at speaking events, etc.
Marco: Looks like another Ted Talk from a dot com billionaire decrying capitalism—a little fire insurance never hurt, did it?
Polo: Yeah, that person also just had a new building named after her downtown. It's a homeless shelter. The employees of the old companies she destroyed live there now.
Insurance Seniors sell to freshman to "Insure" they won't get shoved in their lockers
"What does Locker Insurance do?"
"Here I'll show you!"
The one car going faster than you when you're speeding on the freeway. The general idea is that you can go as fast as you want as long as the other guy is going faster, that way if a cop sees you both speeding he will pull over the other guy and not you.
Wow, I'm going 80 in the fast lane and this jackass just zoomed past me. Ticket insurance!
One of those seemingly ridiculous rules in sports or other public institutions that exist only to cover the asses of the insurance companies.
I can't believe Rick got a suspension for taking his mask off before leaving the ice - it must be an insurance rule.
When you know the action you are about to take is wrong, but you have to do it anyway because if you would have been right the result is much, much worse than if you were not.
I called the bet on the river with my flush even though the board had paired and there was a bet/raise to me. I had to pay my tilt insurance because if I lost this pot by folding to a worse hand I would have killed myself