Talking below the belt

When everybody thinks that a guy and a girl are just talking, but they're actually already having sex

Guy 1: How's it going with that girl?
Guy 2: Pretty good I guess
Guy 3: Nah, they're talking below the belt

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below the belt pelt

term used for pubic hair, usually on guys.

whatsup with shaving? My below the belt pelt is fine.

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