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An unatractive woman or girl usually of the rotund variety.
Nah bro don't bother swing through nothing but chardies here tonight!!
Chad is being a dick to his spouse, therefore he is a CHARDY Chad.
Stephen ignored his girlfriends calls, he was being a CHARDY Chad.
Chardy Girl or Chardy Chick. Aussie term. Tries to be something she’s not.
Hey that Chardy girl is really hot and will be a cheap date!