Often an insult towards someone with curly hair or a nickname to someone you dont like.
"did you see that dirty CHF back there?" "man that Cam Matherson is a Curly Headed Fuck (CHF)"
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when that lesbian bitch in the front of your class room has hair that looks like a retarded mushroom with a curly top.
Damn liam look at that bitch with the curly mushroom head.
One who is Curly Haired, and Lacks intelligence
Kyle, your a Curly-Headed Fuck!