"Ur mom gey" is one of the cheapest paybacks in the entire world. You usually use it when you are in the younger age and dosen't find anything relevant to say in a conversation, such as the age of 15.
"Why are you so stupid?"
"Your mom gey"
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A very well meme put in YTP's, This is LITTERALLY one of best insults you could use in Dream SMP, And a good way to be called a simp and have a comeback using the fact that you probably ARE a simp.
Friend: I've seen watch you've been lately, and 10/10 you're a simp
You: If the following is true then. UR MUM GEY
Friend: No! That is untrue
You: THEN TAKE THAT BACK!
This is an inslut shaming your mother for being homosexual, even thou its more often used as a word to end small talk.
Ure mom gey And that is the only example