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It's when you live too lavishly but don't have the $$.
Seen mostly in blacks.
Damn, Tyrone is driving a new Cadillac! Too bad he's living mad nigga rich and will have the car repossessed in a month or two.
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Getting a large sum of money but after a week it's gone.
He took his friends out to dinnner on the weekend and they asked how he could afford it? He says "Cause I'm nigga rich Bitch!" The following Monday back at work he complains he's broke again.
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"nigga rich" is when you have newly become rich. so if you go from poor to rich, the time when you got rich you are "nigga rich".
i am nigga rich
Damn you must be that rich nigga from Instagram (referring to @zaysimplot)
A rich child specifically in their teens through which they acquired their money through their parents, such as a trust fund, ect.
Rich Guacamole Nigga: Ryan Coursen