Common in the Mormon Community.
When a male slides his willy up and down the buttcrack of a female.
Similar to how a card is swiped in a card machine.
“So did you manage to fuck Jessica?”
“No, I’m a Mormon you moron, I’ve been ATMing her tho!”
A large group of people in the same city, who do not know each other. Who consistently rob each other, if you are a victim and a perpetrator you are part of the rejects atm circle.
Yo, I heard Ryan got robbed by Mike." "Yeah, but Ryan robbed Jimmy, you know Mikes girlfriends brother. They are all part of the rejects atm circle anyways.