otp means "on the phone"
As in: "I always fall asleep when I'm otp with you"
"The Bank will send you a OTP or One Time Password Ma'm" - Rashheed from "Microsoft" Tech support
Person 1 : yo Wyd
Person 2 : otp with my girl hbu
Person 1 : oh so when u get of the phone can u ft me
Person 2 :aii
Person 1 : yo Wyd
Person 2 : otp with my girl hbu
Person 1 : oh so when u get of the phone can u ft me
Person 2 :aii