the act of financing your mortgage again, in other words shitting on your partner
"I love to refinance your mortgage every single night!"
Don't be fooled. This is infact a gargantous refinement, albeit carefully disguised as a small and insignificant meeting by its title.
I just sent you an invite to a mini-refinement meeting.
One who is sophisticated, well-educated and gracious. A person who exudes confidence, wit and social acumen.
Martin is so well-refined that I never have to worry about being embarassed in social settings. He can converse with just about anyone on any topic.