Having enough credit or cash on your mediocre income to appear wealthier than you are. To the year round locals you appear mega wealthy, but to city folks, you’re a middle class joke.
Dude- that family is Cape Cod rich. $650K home, two nice cars that are leased, and they keep borrowing money on the home to send their kids to prep schools. On a good day- have a net worth of 500K.