Covers Are Still Warm

(1.) A polite way of saying the person has only just left his/her bed.

(2.) The person recently died, and the recipients of the will want their estate immediately.

Mr. Lockley: I'm terribly sorry about your aunt Jane, Jim...

Jim: Thank you, Mr. Lockley. So then, do you know whenabouts I can expect my lump-sum payment of the will?

Mrs. Lockley: For heaven's sakes Jim. The covers are still warm!