credit karma

Free credit score that is really free! Credit karma saved my life?

Credit karma-"Am I really free?"
Credit karma-"Yes."

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Karma Credit

Positive balance of karma, based on you doing something helpful or positive for someone else without the person having the opportunity to return the gesture, either due to circumstances or because such returns are declined.

1)A: Hey dude, here's the notes I took from the lecture you missed yesterday.

B: That's great! How can I return the favour?

A: Well you can blow me, otherwise just chalk it up on my karma credit.

2)A: Man I must have quite a karma credit now for taking one for the team being the fall guy.

B:Word.