Forced Savings

(1) The process of paying off a mortgage is "forced savings." As one's home appreciates in value while simultaneously the balance owed is paid down over the years, the process accumulates wealth for the homeowner whether or not they intend to do it. The bank doesn't really give you many options to stop paying either.
(2) The practice of advancing clocks in warmer months against the will of the people.

A mortgage is truly a forced savings account that has helped many people build wealth over time.