French Credit Card

When someone swipes their fingers between an ass and then smells them to see if it stinks.

Mother: Little Sebastien, did you control your ass in the shower?
Little Sebastian: Oui Mama.
Mother: Bastard child! I should've dug you out with a coat hanger. I'll use my French credit card to see if you are lying.
(Mother swipes fingers in Little Seb's ass)
Mother: Stink of the ass! I knew it. It smells like the cheese we eat when we surrender to the Germans.

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French credit card

A credit card (see definition) but done on the front, or crotch area

My cousin walked by and gave me a French credit card