someone who's rude and arrogant, someone no one likes
person 1: omg becky is such a moist bagel!
person 2: ikr what she said to bob was so mean
becky and bob are not real people, i apologize if your name is becky, i'm sure you are not a moist bagel
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A very moist person who get ass all the time a.k.a booty eater
Jim is so cool and sexy he is like a moist bagel.
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