A childish act of putting a moist finger in someone's ear.
Similar to a wet willy but with less moisture on the violating finger.
I was sitting on the train minding my own business, then out of nowhere Josh gave me a moist willy
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The act of taking your dick out of a wet vagina and sticking your finger in then using the juice to give the girl a wet willy.
I was having sex with Jason but halfway through he gave me a moist willy it was really weird.