A person (male or female) that takes the last of everything you hold dear to you (materialistically and emotionally) after already loosing everything you owned and built and loved in a house fire, leaving you and your children homeless, in a camper on the coldest day of the year (new years eve) with no propane, taking the last of your money, go fund me, vehicle, and phones and leaving state.
Example: "Did you hear about that guy? He likes to kick people when their at their lowest and leave them with nothing, he's a real scum fuck Nicholas Wolf.
That dude's a scum fuck Nicholas Wolf, he leaches off people and takes until there is nothing left to take and then leaves. What a pencil dick!