A way of describing an object or article of clothing that continues to be used/worn well past it's used by date.
Mate, that jumper looks scumbo, for heaven's sake put something else on.
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An individual who is made up of equal parts topical layers of dirt to equal parts foolishness and/or low intelligence.
I don't feel as though dumbo or scumbag are accurate enough terms to describe 45 but scumbo certainly seems more fitting.