beltwarmer

Synonymous with muffin top.

This word is used to describe a large sagging abdominal pannus that hangs over the belt/belt loops of pants. The pannus should be so large as to insulate the belt and shield it from the environment.

Commonly seen in overweight people who expose their bare-midriffs or wear tight shirts tucked into their pants.

Connie: why the hell is that lady wearing a belly top! She has a massive beltwarmer!

Tom Fun: Imagine how many homeless could be shielded from the cold with that.

Connie: Life just isn't fair.

Tom Fun: There is no god.

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