Like the favourite 80's schooltime treat, to have a choc dip means to insert your finger into a girl's bum whilst you are in the middle of fingering her.
I went round Susan's last night and got myself a Choc Dip.
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When you fuck her in the arse with her used tampon and dip it in her bloody pussy and then in her shitty arse on repeat until she comes
I was round at Susan's the other night and I gave her a strawberry choc dip 😋
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