A young generation fertile female that hooks up with a male, usually older and poor, has one or more kids with him or another male on the down low and has a low paying job that causes her to be a fuck buddy babysitter.
My old lady is my fuck nanny.
made a stupid mistake, or a great blunder
Jimmy: I got another speeding ticket.
Bob: wow, Jimmy you really fucked the nanny on that one.
Jake: My wife is divorcing me and taking everything.
Elwood: What did you do? Fuck the Nanny?
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