in·com·pet·tante
/inˈkämpəˈtäntē/
noun
1. one who is beyond standard incompetence. Being so incapable such that he/she professes competence or expertise while clearly shitting the bed.
2. one who blames others for their problems in life.
synonyms: dunce, degenerate, bungler, deficient, Reverse Midas Touch, reprobate, ignoramus
Did you hear Joe talking about where the company should invest? He's way off! That incompettante wouldn't know his ass from his elbow.