pay day spawn camping

Almost a direct result of the recession though it has been observed prior to it. It is the act of going to a friend or family members house and waiting until they either come home with a check or decide to go cash it in an effort to borrow money.

Sue: Someone has been in the Johnson's front yard for about an hour and they aren't home. Should we call the police?
Nate: Nah thats just Bob's brother Guy, he's been pay day spawn camping every other Friday since he lost his job.
Sue: Poor thing, damn economy.