When you are generalized for the town you live in and not for your actual circumstances. Usually very annoying for people who get generalized this way. A lower middle class person may be just able to afford a small apartment or house in a rather affluent area and then they get generalized as rich. Or a rich kid may live in a decent neighborhood of what is considered a bad area. These rich kids usually use this to make themselves seem hard or ghetto while the kids with the opposite problem are tired of the generalizations.
Wealthy kids who happen to live in okay areas of Mount Vernon, parts of the Bronx, Queens or Brooklyn are seen as hood but a kid who lives in a one bedroom apartment with his whole family who just happens to live in some wealthier town in Westchester of Long Island is considered soft. town generalization sucks