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the term underlay is simply another word for a jumpoff/whore that you have sexual relations with, the term originates in the Bay area but is use in the south as well
Man 1:hey cuzz, imma have to call maxine up
Man 2: yeah my underlay
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Euphemism for female masturbation, aka rub one out, flick the bean.
Where's Betty? She's upstairs, must be shuffling the underlay again.
This is when someone spins you that you made plans with to go be with someone else. A great lie told to keep oneself out of the dog house or look good in front of a certain group of people. Giving an elaborate excuse that's usually not true for why you can't , didn't , or won't be able to do something.
Saturday I had two girls coming over at the same time so I had to think quick and told one that my cousin was in the hospital but that was just the "underlay for the overplay" so I didn't get busted.
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It's a material that is applied under another material for its proper application.
- Ah, dude, your underlayment is thick
-Um, yah, it's cork.
-Cool