Coming from the phrase "Gutted Bernard" - Bernard is the phrase uttered when something unfortunate happens to someone. When you would usually say "Gutted", simply say "Bernard" as it carries more resonance
Also acceptable - Gutted Bernard, GB, Beeeeeerrrrrrrnnnnnaaaaaaarrrrrrddddddd, Ecclestone (Bernie)
"I just lost £50 betting Liverpool would win the league"
"Bernard"
"That girl refused to give me her number"
"Bernard"
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