Derived from the word chut (cunt), it is a Hindi/Urdu slang word used to describe what we call a "douchebag" or also a complete moron.
John is a chutia because he wears two polos at once and pops both collars.
Swapnil: Dinosaur, how do you spell "it"?
Dinesh: The fu-
Swapnil: WRONG! The answer is "I-T"!
Dinesh: You are a chutia.
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