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A payday loan is when you get an advance on your paycheck and pay it back with interest on payday. Generally this interest is 15%. Payday loans are set up to automatically pay themselves back because you post-date a check when you get the loan. If you get to the point where you are getting payday loans from other places to pay back the first payday loan, you are fucked. Payday loans should be avoided at all costs, as they fuck you in the long run. Many states have laws against certain payday loan practices.
Dude 1: Dude, come to the concert with us, it's payday!
Dude 2: Dude, I can't, I have to pay back these payday loans.
Dude 1: Dude, just get another one.
Dude 2: Oh yeah! Then I'll have money until next payday!
34👍 4👎
A payday loan is when you get an advance on your paycheck and pay it back with interest on payday. Generally this interest is 15%. Payday loans are set up to automatically pay themselves back because you post-date a check when you get the loan. If you get to the point where you are getting payday loans from other places to pay back the first payday loan, you are fucked. Payday loans should be avoided at all costs, as they fuck you in the long run. Many states have laws against certain payday loan practices.
Dude 1: Dude, come to the concert with us, it's payday!
Dude 2: Dude, I can't, I have to pay back these payday loans.
Dude 1: Dude, just get another one.
Dude 2: Oh yeah! Then I'll have money until next payday!
11👍 5👎