5 year plan

American undergraduate ("college") degrees historically and typically take 4 years to complete. A person on the "5 year plan" is usually not a serious enough student, who will not have enough credits to graduate within 4 years, perhaps due to dropping classes, changing majors often, or flunking courses (which gives no credits).

"My roommate my sophomore year partied 6 nights a week. He ended up only taking 2 courses one semester."

"Oh yeah? My ex-boyfriend never went to class except to take the exams -- sometimes. He failed half his classes when we were dating. He was on the 5 year plan too."

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