A second Snapchat account somebody owns to send nudes to sexual partners. A Fapchat is used in order to not accidentally send a nude to their 8 year-old-cousin Johnny. Much like a "finsta" this is followed by fewer people and only used in NSFW environments.
Brenda: Oh my god, I forgot to log into my Fapchat for 6 months and had 50 dick pics waiting for me!
Linda: Nice! Any good ones?
Brenda: Ugh, no...
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