bi now, gay later

An expression taken from "buy now, pay later." This refers to the (often untrue) assumption that bisexual people are going through a phase and will eventually come out as gay. It is usually considered offensive.

guy: you're gay, right?
me: I'm bi.
guy: bi now, gay later

or

guy: What was she doing with another woman? I thought she had a boyfriend.
girl: she's on the bi now gay later plan.

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