To describe someone who cannot afford or who does not posses a certain item.
a term native to the east.
Carl: "Aye Peter lemme borrow 5 dollars."
Peter: "I don't even have it bro I'm down bad."
Paul: "Yo Joe lemme borrow your charger I'm down bad !"
Joe: "Damn bro."
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1.,To posses, or hold, a large quantity of an item/s, (such as money or drugs)
Not meant to be taken literally in the terms of being dressed in a suit.
Malik Yo Carlos, you always suited up with money , what you be doing?
Carlos I just grind man!