A mutt is a person of a multi-racial background, depending on who you are talking to it can be considered offensive and/or derogatory. In a lot of cases people don't take offense to it(I personally call myself a mutt all the time) Just be careful who you call a mutt, some people won't take it very well.
Ex 1)
Anthony: what are you, you look Hispanic?
Me: I'm a mutt...
Anthony: Me too!
Ex 2)
person1: what is she, I can't tell?
person2: I'm not sure, she's some crazy mix.
person1: Oh, so she's a mutt.
person3: Who are you calling a mutt, you're no better than me just cause I'm multiracial!
Ex 3)
Guy: Wow you're gorgeous, what are you?
Girl: I'm Guyanese, Irish, Indian, and German.
Guy: So you're a mutt.
Girl: yup and damn proud of it too!
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