An individual(s) that is living the American Dream of blatantly lying on their lending institution documents that defaults on their home, loses everything, living on the street as a hobo in leiu of spending jail time with 3 meals and a controlled atmosphere/temperature for said crime.
Jerry is spending time in Loan Rehab due to his less than truthful income that he documented on his loan documents to acquire his 5 bedroom/6 bathroom home. His wife Tina and there 2 small children both under 6 years old are safely living in Tina's parents home as Jerry has taken up residency under the freeway overpass nearest his defaulted home's address.