A dumb arse that makes an online accommodation booking without reading or understanding the policies that may effect them later on. No refund... means no fucking refund.
Frank, "Honey I made an accommodation booking online BUT I didn't read the booking policy... that it is a non-refundable booking... It has a shared bathroom and I know how you hate shared bathrooms. Now I cant get our money back. "
Wife/Partner, "Frank you are seriously a fucking stupid Brasher cunt. No wonder i'm cheating on you and fucking your best friend."